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You asked: what is iv percentile

Implied volatility, and what it is a price of

Implied volatility is the option's price restated as a rate of movement: the one number you can put into a pricing formula to get back the premium the market is actually charging.

Mayawhat these words mean

Maya reads the desk’s written explainers and the glossary. She holds no market data at all, so she can say what a thing is and cannot say what it is doing today.